Reviews about Insurance Companies

Jeremiahsmommy says "The Best Provider" about State Farm

Jeremiahsmommy — Thu, 08 Jan 2009 03:50:46 GMT

I've been with State Farm Ins. for over 10yrs and can't find one single incident that went wrong. From the time I got my DL and first car to owning my own home and covering the insurance State Farm helped me out. I love that it's my neighborhood guy same hasn't changed. I can call up the office and never have to wait for anything and they always tell me step by step what needs to be done. I'm sure you can find cheaper insurance for maybe $40 a month but remember you get what you pay for. I love these people and plan on being with them for another 10 plus years!

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chrystalbennett says "i hate my insurance company" about Progressive

chrystalbennett — Mon, 05 Jan 2009 05:18:54 GMT

i like to save money yes. but when i have a claim i want it covered and not be outta pocket. i had a hail claim on fathers day 2008 and turned it in to progressive and they came did there thing and when i called to talk to them to see when id get my check so i can get the repairs done.they said it was sent to fraud cuz it wasnt hail damage. they told me they dont like people who commit fraud and told me that if i wanted to fight with them about it theyd turn me in . well needlessto say i had to pay for it outta pocket on my two cars over 9000 in hail damages i hate this company and because i am 23 nd drive an suv there the cheapest so i just screwed...

TNGurl says "Stay away from Tennessee Farm Bureau - I rate them a zero!" about Farm Bureau Insurance

TNGurl — Fri, 02 Jan 2009 15:37:20 GMT

We had Tennessee Farm Bureau for years and had no problems until we had a claim on our house. We suffered some hail damage and EVERY single house around us and behind us got new roofs and gutters because of the hail damage. TFB came out and said and I kid you not that it wasn't hail damage on our house it was FOOT TRAFFIC. I'm not making this up people! It's a steep roof and unless my neighbors are having block partys on my house without my knowledge nobody is hanging out on my roof. My agent was no help but I contested this matter all the way to the head of the claims department. Everyone was jerks and treated me like I was stupid for not buying the foot traffic story. They sent out an "independant" engineer from another firm to colaborate their story which strangely contradicted the Nation weather service, photos of the actual hail strom at our house while it was happening and for freaking petes sake I was at home watching it while it happened! I mean the B.S. they gave......

TonyDre says "Not 15 minutes - 15 calls could save you 15% - or less" about Geico

TonyDre — Wed, 31 Dec 2008 15:58:12 GMT

Everybody has heard the slogan: "15 minutes could save you 15% or more". Geico is arguably the most advertised auto insurance company in the world. Not that it impresses me much - I am a guy who likes to shop around for auto insurance every time my policy is up. But those commercials do make me call Geico every time.

Surprise, surprise - Geico has never been the cheapest choice for me. That is, until the last time I shopped for auto insurance. The signs had been on the wall - I had already noticed that Geico's prices had been steadily closing on the most inexpensive quotes I had been getting in the last year and a half. And this time around - about two months ago, - Geico did come up with the cheapest quote for me.

That alone still wouldn't impress me much. Auto insurance companies come and go in my life. I have dealt with pretty much every big player in the industry and, contrary to some advertising out there, I don't see any difference in customer service among them. Programs like offense...

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NormalPeople says "Allied Insurance... NO THANKS!!!" about Allied Insurance

NormalPeople — Tue, 30 Dec 2008 07:50:08 GMT

My wife and I have been paying Allied for over 15 years. We have three vehicles covered and during a snowy and ice drive home another driver caused an accident; I was not the "at-fault" driver. This happened on December 23rd and when I called to report what happened, I was told all is fine, gave all the information about the accident and on December 24th, my adjuster said our claim was denied and that our coverage was canceled as of December 21st. They hadn't posted our payment, so I was stuck. Thanks for nothing.

So if you are just looking for cheap insurance, maybe Allied is right for you. If you want someone to actually help you when you need it most... Keep Looking....

Spottedfrog says "The people and services at State Farm insurance saved my life!" about State Farm

Spottedfrog — Sat, 27 Dec 2008 20:35:14 GMT

I was at a point in my life where I thought I was losing everything I had worked years for - and had no clue what to do about it. The anxiety was producing physical problems on top of the emotional upheaval. It was suggested that I go to State Farm and talk to them since they had their own bank and the advice was free. I had my car and home insurance with them and liked the people there so I made an appointment and went in to see if they could help me. These people treated me with respect and compassion - they were able to not only show me that things were not as bad as I thought but helped me understand the process. They made recommendations but were not pushy - they gave me the tools to make intelligent decisions and have kept in touch since that day. I feel completely at ease to call and ask "dumb" questions and express my concerns over issues without the feeling that I am imposing on their time. I have the utmost respect for this agency....

Apaganus says "Farmers- wonderful & sympathic, until they blame you for arson!!" about Farmers Insurance

Apaganus — Sat, 27 Dec 2008 17:15:15 GMT

A lovely old farm house outside of a small town, its cold and dark outside. The homeowner is out with family, seven cats are inside, along with four dogs.

The homeowner is in her early twenties, and she has spent years learning home-improvement. She has replaced most of the plumbing in the house, and was taking electrician courses so that she could replace the older wiring and lights in the house. She spent whole summers refinishing woodwork, and clearing out the old basement. She loved this house; it had been in her family for many years.

The homeowner pulls into her drive way and notices an orange light coming from the window on the side of the house. She is confused because she never uses that room- it has an old oven and washer/dryer... it's a utility room. She gets closer to open the front door and whoosh! air is sucked in and it's clear that it's a fire. She calls 911 the moment she realizes it a fire, then she rushes to get her cats out, the house is filled with smoke and is nearly...

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Filmmakerchick says "Military Car Insurance" about USAA Banking and Insurance

Filmmakerchick — Sat, 27 Dec 2008 08:08:41 GMT

USAA offers many services. I have been a customer for about 10 years and I am really pleased with the product that I buy as well as the customer service, which is fantastic. Not everyone qualifies because I believe you have to be either in the military or be related to someone in the military or a veteran. But the care that they provide for my insurance needs is great. Then last year I got one of their credit cards as well. So far both aspects of the business have been very customer-service oriented....

Aussiediver says "State Farm 'was there' & always has been there for me!" about State Farm

Aussiediver — Wed, 17 Dec 2008 17:36:00 GMT

State Farm Insurance:

State Farm Is there, so the saying goes, has always proven true for us.

When we were in an accident over the last 4th of July holiday, all we did was call our agent. She said, "get your esitmates together and call us back, submit them to us, and we'll fix it!" We were traveling on the interstate and traffic had come to a stand still from a previous accident. A young girl behind us, coming up over the hill wasn't paying attention, driving way too fast, tried to dodge many cars while slowing down in the traffic but headed right towards our truck carrying two jet skis. She hit us right at the back of the truck and at the trailor hitch area pushing us up on our side and rolling us down and embankment. The tied down jet skis went flying off the trailor up into the air and spinning on the pavement they said. The trailor was terribly bent and we were quite shaken up. Our first accident.

At other times whenever we purchase a vehicle, all we had to do was call...

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nahjdh says "Military banker's best friend" about USAA Banking and Insurance

nahjdh — Wed, 17 Dec 2008 07:15:17 GMT

Friendly staff who are always willing to help you out in anyway possible. They look for solutions to your problems and try to save you $$ where they can by tailoring their services to your needs. The best bank/insurer I've ever worked with. You can do almost everything from their website, set up automatic payments, transfer funds between accounts, manage your investments. They also have a number of tools to help you, for example. They have an investing for retirement tool, debt management tools and more....

dionnedw00 says "I love Geico" about Geico

dionnedw00 — Tue, 16 Dec 2008 20:08:24 GMT

I am reviewing the Geico Insurance company, I use them for homeowners and for car insurance. I have used them for about a year and a half now and I am very pleased with their services.

I love Geico, I think they are a great company, I love everything from their prices, to tv ads, to their newsletter. They do great things for the community and provide a great service to governemnt employees. the on-line services are excellent and they are open 24 to speak with a live person. I refer them to everyone I know!

I even like the fact that Geico can link with my AMEX card and my payments can be automically debited, saving money and the enviornment, no stamps no checks to write, really comes in handy.

And the commericials are really cute, the children in my family love them.

Compared to the other insurance company that I had before I think geico give me a better bang for my buck

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kyla2222 says "Get what you pay for when it comes to health insurance" about Assurant

kyla2222 — Fri, 12 Dec 2008 08:19:09 GMT

Assurant provides 4 different networks of Doctors and Hospitals in OR providing you more choice in who you see. If you need Cancer treatment they allow you to use any of their major Critical Care centers in the whole US and still be "in network". Assurant does not limit prescription coverage but allows you to use up to your life time limit. They also do not limit ambulance service and even take you to the hospital that provides the best care for your type of injury...not the nearest hospital. As a Broker I provide coverage for all health insurance companies but choose to use Assurant for my own coverage. They even have deductible only HSA's.

Kyla Westfall
Health Insurance Specialist
971-327-5792

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progressivehater says "Progressive SUCKS" about Progressive

progressivehater — Fri, 12 Dec 2008 01:39:24 GMT

Just wanted to vent my frustrations out with Progressive auto insurance. Here's my story...
Guy backs into my car, his trailor hitch hits my car and leaves a well sized dent in my bumber. He leaves the area, after i told him i need his insurance and driver's license so i called the police. The police gave me a case# which i presented to my insurance company, Progressive, and it takes them a month to reach a final decision. They decide to repair it, instead of replacing my bumper, telling me it will be in "like new" condition. how is that right? a guy hits my car, we both have insurance, yet my insurance company said that a new bumper is out of the question? i received phone calls from a gentlemen name Justin who treated my as if i was the guy that hit my car. i escalated and said that i would like to speak with his supervisor. i speak with a guy name Patrick and he blows me off as well. i'm a manager in a customer facing industry, and i know how important customer service is. ......

ptice69 says "Only insurance company I have had a problem with." about State Farm

ptice69 — Tue, 09 Dec 2008 16:09:19 GMT

I had State Farm Insurance off and on since I was 15 years old. I didn't check pricing when I started. My parents had State Farm, so it was good enough for me too. Well, they showed their true color a few years ago by cancelling my insurance. While sitting at a stop light, someone hit my car. She had State Farm Insurance also. They claimed it was a no fault accident so she didn't have to pay. She had to have someone use a crowbar to get her door open. My car was caved in 2/3 of the way down. My window couldn't go all the way down due to the damage. She was speeding, in the rain and talking on the cell phone. Police report stated all this. But State Farm said no fault. I took it to court and easily won my case. State Farm had to pay me several thousands of dollars. A couple of days later, I received a letter in the mail that my insurance had been cancelled. Reason - husband had no driver's license. AND! He didn't drive. Instead of having an endorsement,......

dsarahb4327 says "State Farm auto insurance is perfect for young couples." about State Farm

dsarahb4327 — Tue, 09 Dec 2008 03:51:54 GMT

State Farm auto insurance is perfect for young couples or anyone who wants to save money. The best point about State Farm is they are there whenever you need them, but they don't call every week and try to talk you into buying something else. They offer great coverage and the Agents are very friendly and are not about making the most money they can, even if that means cheating you out of good coverage. Being young and newly married, I believe insurance companies try to take advantage of us because we are young and not as experienced. Thankfully our State Farm Agent has gone out of her way to teach us about our insurance needs and what kinds of savings we need for the future....

me4wishful says "USAA is my favorite!" about USAA Banking and Insurance

me4wishful — Sat, 06 Dec 2008 23:14:21 GMT

I cannot express how much I love USAA. Right now I have checking, credit, auto loan, auto insurance and home owners insurance with them and have no interest in changing. The only thing that could change would be auto insurance if we moved to a different state because one state that we lived in Progressive was several hundred dollars a year cheaper for the same coverage. However where we are now, USAA is cheaper. I wrote a separate review for the credit card so I'm not going to go into that too much... low interest rate, no fees, great customer service, easy online banking, and great rewards program. My favorite service from USAA though is the checking account. I LOVE it! If you take out money at ATM's, not only do they not charge you a fee, but they actually reimburse the fees that the ATM's bank charged. It is put directly back into your account once a month. There is a limit, it's like up to 10 times and up to $15 or something like that but seriously that's a lot of......

gizmogadget says "Move ahead cautiously" about Farmers Insurance

gizmogadget — Thu, 04 Dec 2008 21:25:44 GMT

My husband and I had Farmers Insurance on our vehicles and our home. We originally signed up with them because their rates were lower than State Farms where we had our insurance for many years. Also, my dad had Farmers and he recommended them to us. The rates were reasonable, however the agent that we had was very vague when asked any questions and I became hesitant to even want to call him. My dad had the same agent and his insurance went up several hundred dollars when his renewal notice came. He was never even notified that the insurance was going up that much and he had no claims or anything with them. Well, I found Hartford through AARP and our insurance with better coverage is five hundred dollars a year less and my dad also switched his and is saving about nine hundred a year less than he was paying at Farmers. I would recommend anyone thinking of getting Farmers that they check around more and you will find better rates with more coverage....

askeates says "USAA really believes that the customer comes first, they rock!" about USAA Banking and Insurance

askeates — Thu, 04 Dec 2008 13:22:55 GMT

I have been with USAA now for 20 years... in all that time I have never been displeased with them. My last claim, I thought for sure I was going to lose out and get upset... During a storm a tree fell on my husbands truck and crushed it.... I pulled into the driveway to find this huge tree just laying across it and the truck was barely visible. I called USAA, and the first thing out of the customer service reps mouth wasn't what I would normally expect now days... She asked is everyone ok, did anyone get hurt! She really cared, and you could tell it wasn't just a line. Within 24 hours a tow truck came out and took the truck away for testing to see if it could be repaired or if it was going to be a write off. 1 week later I got a call (they said it could be up to 30 days). They had totaled the car out, too much damage to repair. Within 24 hours of that call, I had a deposit in my account that was twice what I thought the truck would be worth.

I have had several minor...

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scounselor says "If you ever file a claim, expect the fight of your life!" about Principal Group

scounselor — Wed, 03 Dec 2008 19:11:59 GMT

How sure are you that you have adequate insurance coverage in the event of a disabling accident or illness? Don't wait until after you suffer a disabling accident or illness to educate yourself about STD and LTD policies and companies!

Many companies offer their employees benefits packages that include health and dental coverage, LTD, STD, and additional life insurance at group or individual rates. While the group rates on some of this coverage appears very affordable, and certainly has attractive rates, you should consider the downside of opting into these group rate policies BEFORE you may need to collect on one.

Group rate policies are governed by a different set of laws than the policies you take out on an individual basis. Group rate policies are all governed by ERISA Federal Law. They are not governed by the insurance laws of the particular state you reside in.

ERISA law has some very important loopholes that you should be aware of...

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Poppee04 says "Erie Insurance--Excellent Company-extremely competitive rates, g" about Erie Insurance

Poppee04 — Wed, 03 Dec 2008 18:01:00 GMT

Erie Insurance-After having an independent agency for over 25 years, I merged with Erie and was extremely pleased with the way in which my previous customers were treated in the transfer. I also had a dealing with their claims office and found them to be more than fair in their treatment of our claim. It was settled very quickly with very little consternation on my part. The claims rep did not know that I had experience as an agent and treated us extremely well. I reviewed a few of the other reviews and caution readers to understand that the negative responses normally have other circumstances that influence the company's decicion(s). ...